Retirement savings statistics summary

Retirement savings statistics 

Statistically, 67% of people in America believe that they will likely outlive retirement savings. Hence, when it comes to retirement savings, many US citizens are at risk of falling behind, which can be very depressive. Besides, 78% of the adults are extremely or somewhat worried about having an insufficiency for money for their retirement savings. Moreover, 21% have not entirely saved for their retirement, while 10% possess less than $ 5,000 saved in their retirement savings accounts. Therefore, the overall average American retirement savings is at $ 84, 821 which replicates a shocking trend in the nation.  

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Question 4: Best gift for humanity 

The best gift I can offer to humankind is peace of mind. Keeping an outstanding legacy of preparing my financial plan in advance is my priority, reducing the problem of uncertainty, especially in the end-of-life stage. Therefore, it is crucial for financial planning to be done early to alleviate misunderstandings in incapacitation or death. Also, family members’ feuds can be prevented via early preparation of a living will or HCOA. This will provide peace of mind; I will choose the services I need during incapacitation.  











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